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Home Loan Eligibility Calculator

Gross Income (Monthly)
₹ 10 K
₹ 1 Cr
Tenure (Years)
1 Y
30 Y
Interest Rate (% P.A.)
%
1%
30 %
Other EMIS (Monthly)
₹ 0
₹ 1 Cr

Your Home Loan Eligibility

20,00,000
Your Home Loan EMI will be
1000/- Per Month

Home Loan Eligibility Calculator !

Gross Income (Monthly)
₹ 10 K
₹ 1 Cr
Tenure (Years)
1 Y
30 Y
Interest Rate (% P.A.)
%
1%
30 %
Other EMIS (Monthly)
₹ 0
₹ 1 Cr
Your Home Loan Eligibility
20,00,000
Your Home Loan EMI will be
1000/- Per Month

Disclaimer:

The above calculations are for the understanding purpose of a standard case. Every lending institution uses its own method to calculate eligibility, hence you are requested to consult with bank officials or our executives for knowing your loan eligibility as per your exact requirements. HomeBazaar.com does not guarantee exact Home Loan Eligibility through this tool.

Home Loan Eligibility FAQs

Frequently Asked Questions

    Home Loan Eligibility is the basis on which banks or financial institutions decide whether the applicant is capable of borrowing & repaying the home loan amount.
      The home loan amount you get depends on various factors such as your age, monthly income, CIBIL credit score, loan tenure, property value, etc. You may use our home loan eligibility calculator to get an estimate of the same.
        Banks first consider your monthly salary, other sources of income, credit score, loan tenure, debts repayable, and other financial factors. These details are then input into an online calculator to determine the home loan amount you are eligible for.
          You can improve your home loan eligibility by paying your credit card bills on time, clearing existing loans, getting a CIBIL score above 750, and opting for a joint home loan.