{"id":7108,"date":"2022-10-07T12:58:38","date_gmt":"2022-10-07T12:58:38","guid":{"rendered":"https:\/\/www.homebazaar.com\/knowledge\/?p=7108"},"modified":"2026-06-03T10:03:54","modified_gmt":"2026-06-03T10:03:54","slug":"home-loan-processing-fee","status":"publish","type":"post","link":"https:\/\/www.homebazaar.com\/knowledge\/home-loan-processing-fee\/","title":{"rendered":"Home Loan Processing Fee in 2026 and Other Charges"},"content":{"rendered":"<h2><strong>What is The Home Loan Processing Fee?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">A <\/span><a href=\"https:\/\/www.homebazaar.com\/homeloans\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">home loan<\/span><\/a><span style=\"font-weight: 400;\"> processing fee is a one-time charge that lenders apply to process your loan application. It covers administrative tasks such as document verification, credit assessment, and loan approval.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This fee is usually calculated as a percentage of the loan amount and is non-refundable, regardless of whether the loan is approved. It is typically charged at the time of application or before loan sanction.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In most cases, lenders in India charge around 0.25% to 1% of the loan amount, depending on the bank and borrower profile.<\/span><\/p>\n<h2><strong>Why do Banks Charge Loan Processing Fees?<\/strong><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-20930 size-full\" src=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2022\/10\/23122143\/Why-do-Banks-Charge-Loan-Processing-Fees.webp\" alt=\"\" width=\"750\" height=\"400\" srcset=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2022\/10\/23122143\/Why-do-Banks-Charge-Loan-Processing-Fees.webp 750w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2022\/10\/23122143\/Why-do-Banks-Charge-Loan-Processing-Fees-300x160.webp 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Banks and financial institutions charge a processing fee for home loan applications to cover the cost of evaluating and approving the loan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These charges help lenders manage:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Verification of KYC and financial documents<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Credit checks through credit bureaus<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Property valuation and legal assessment<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Administrative and operational processing<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The fee ensures that the lender can efficiently handle the loan application process. It is usually a one-time charge and is non-refundable, even if the loan is not approved.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<h2><strong>Latest Home Loan Processing Fee For Banks<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">The processing fee for a home loan varies by lender and borrower profile. Below is an indicative range based on publicly available information in 2026.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Bank Name<\/b><\/td>\n<td><b>Minimum Fee Amount<\/b><\/td>\n<td><b>Interest Rate (P.a.)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">SBI Home Loan\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 15,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.25 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">HDFC Home Loan\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 10,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.20 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Axis Home Loan\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.40 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">LIC Home Loan\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 7,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.20 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">IDBI Home Loan\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.60 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">IOB Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 25,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.20 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Union Bank of India<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 25,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.20 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Kotak Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.25% of the Loan Amount<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.60 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">IIFL Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 25,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.50 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">L&amp;T Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.25% of the Loan Amount<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.75 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Yes Bank Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.50% of the Loan Amount<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.10 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Bank of India Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 10,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.20 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Bank of Baroda Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 10,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.20 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">PNB Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 25,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.20 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">IDFC First Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 10,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.60 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">HSBC Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.60 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">DBS Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 10,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.00 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Canara Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 25,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.20 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Central Bank of India Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 25,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.10 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Karnataka Bank Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 25,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.10 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Tata Capital Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 5,900<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.60 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Federal Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 25,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.60 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">South Indian Bank Home Loan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 25,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.60 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">ICICI Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 5,900<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.40 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Bajaj Housing Finance<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 5,900<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.25 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Godrej Housing Finance<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 10,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.70 %<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><b>Important Note:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The processing fee for a home loan depends on the bank and the applicant\u2019s profile.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The rate of interest varies based on factors such as income and CIBIL score.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The interest rates and processing fees mentioned above are indicative and applicable as of 2026. Actual charges may vary at the time of loan application.<\/span><\/span><\/li>\n<\/ul>\n<p><strong style=\"color: #1d1f20; font-size: 1.953em;\">How is the Processing Fee Calculated?<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">The processing fee for a home loan is calculated as a percentage of the total loan amount, based on the lender\u2019s policies and the applicant\u2019s profile.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In most cases, it ranges between 0.25% to 1% of the loan amount, along with applicable taxes.<\/span><\/p>\n<p><b>Example Calculation<br \/>\n<\/b><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Loan Amount<\/b><\/td>\n<td><b>Processing Fee (%)<\/b><\/td>\n<td><b>Processing Fee Amount<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u20b950,00,000\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.50%\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b925,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u20b950,00,000\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.00%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Here is a<\/span><a href=\"http:\/\/homebazaar.com\/home-loan-emi-calculator\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\"> Home Loan Eligibility<\/span><\/a><span style=\"font-weight: 400;\"> calculator to calculate your eligibility for a home loan.<\/span><\/p>\n<h2><strong>Different Types of Home Loan Fees and Charges<\/strong><\/h2>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-20931\" src=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2022\/10\/23122713\/Different-Types-of-Home-Loan-Fees-and-Charges.webp\" alt=\"Different Types of Home Loan Fees and Charges\" width=\"750\" height=\"400\" srcset=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2022\/10\/23122713\/Different-Types-of-Home-Loan-Fees-and-Charges.webp 750w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2022\/10\/23122713\/Different-Types-of-Home-Loan-Fees-and-Charges-300x160.webp 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h3><strong>Legal and Government Fees<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">These charges are applied for legal verification of the property and technical evaluation.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Particular\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Details<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Purpose<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Legal check and property inspection<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Charges<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Vary depending on the lender and the property<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><strong>Late Fee Payment<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">This fee is charged if the borrower delays EMI payments.\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Particular\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Details<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">When applicable<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Delay in EMI payment<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Charges<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Usually, a percentage of the overdue amount<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><strong>Document Charges<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">These include fees for various loan-related documents and services.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Agreement copy charges.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">NOC charges.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Income tax certificate charges.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">CIBIL report charges.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Duplicate document fees.<\/span><\/li>\n<\/ul>\n<h3><strong>CERSAI Charges<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">CERSAI charges are applicable for registering the property as collateral with the lender.\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Particular\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Details<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Purpose<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Prevents multiple loans on the same property.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Charges<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Nominal and depends on the loan amount.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><strong>MOD Charges for Home Loan<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">The MOD charges for <\/span><a href=\"https:\/\/www.homebazaar.com\/homeloans\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">home loan<\/span><\/a><span style=\"font-weight: 400;\"> (Memorandum of Deposit of Title Deed) are applicable when property documents are submitted to the lender as security.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Particular\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Details<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Purpose<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Confirms the property is pledged with the bank<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Charges<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Vary depending on state regulations<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><strong>Prepayment \/ Foreclosure Charges<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">These charges apply when a borrower repays the loan before the tenure ends.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Particular\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Details<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">When applicable<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Early loan closure<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Charges<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Usually not applicable for floating rate home loans (for individuals)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><strong>Conversion Charges<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">These are charged when switching between fixed and floating interest rates.<\/span><\/p>\n<h3><strong>Valuation or Inspection Fees<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Charged for assessing the market value of the property before loan approval.<\/span><\/p>\n<h3><strong>NOI Charges for Home Loan<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">The NOI charges for home loan (Notice Of Intimation) are applicable during the home loan registration process.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Particular\u00a0<\/b><\/td>\n<td><b>Details<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Purpose\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Intimation to the registrar about the loan<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Charges<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Fixed as per state rules<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><strong>FAQs<\/strong><\/h2>\n<table>\n<tbody>\n<tr>\n<td><b>What is the processing fee for a home loan?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The processing fee for a home loan is a one-time charge taken by lenders to process your loan application. It usually ranges between 0.25% to 1% of the loan amount, depending on the bank and borrower profile.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Is the home loan processing fee refundable?<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">No, the processing fee is generally non-refundable, even if the loan is rejected or not disbursed.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>How is the home loan processing fee calculated?<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">The processing fee is calculated as a percentage of the total loan amount. For example, a 0.5% fee on a \u20b950 lakh loan equals \u20b925,000, plus applicable GST.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Are processing fees the same for all banks?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">No, processing fees vary across banks and financial institutions based on loan amount, credit profile, and lender policies.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong style=\"color: #212121; font-size: 0.85em;\">Disclaimer:<\/strong><\/p>\n<h6>With 11+ years of experience &amp; expertise in the real estate industry, Homebazaar provides end-to-end property-buying solutions. Hundreds of 100% verified RERA-registered residential &amp; commercial properties are listed on our website. We provide facilities like Zero brokerage, 360\u00b0 virtual street view, effortless site visit services, end-to-end property buying agreements &amp; documentation guidance, and low-interest home loan assistance. This helped us gain the trust of 55,000+ clients across India &amp; sold 6,500+ homes of top reputed developers.<\/h6>\n","protected":false},"excerpt":{"rendered":"<p>What is The Home Loan Processing Fee? A home loan processing fee is a one-time charge that lenders apply to process your loan application. It covers administrative tasks such as document verification, credit assessment, and loan approval. This fee is usually calculated as a percentage of the loan amount and is non-refundable, regardless of whether [&hellip;]<\/p>\n","protected":false},"author":21,"featured_media":20932,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0","subtitle":"When applying for a home loan, you may need to pay additional charges besides the EMI, including the home loan processing fee. These costs vary by lender and can increase the total loan cost. 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