{"id":5755,"date":"2022-08-16T12:15:36","date_gmt":"2022-08-16T12:15:36","guid":{"rendered":"https:\/\/www.homebazaar.com\/knowledge\/?p=5755"},"modified":"2024-12-13T08:55:25","modified_gmt":"2024-12-13T08:55:25","slug":"documents-to-verify-before-buying-a-flat","status":"publish","type":"post","link":"https:\/\/www.homebazaar.com\/knowledge\/documents-to-verify-before-buying-a-flat\/","title":{"rendered":"Buying Ready-To-Move Flats? Here Are The Documents You Must Verify"},"content":{"rendered":"<p><span style=\"font-weight: 400\">The documents to verify before buying a ready-to-move flat are essential for every buyer to check provided by the builder or the broker.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Few permissions and documents are required for every builder before they can sell their flats in the market. Let\u2019s check the list of required documents.\u00a0<\/span><\/p>\n<h2><b>Documents To Verify Before Buying A Flat<\/b><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-5756 size-full\" src=\"https:\/\/www.homebazaar.com\/knowledge\/wp-content\/uploads\/2022\/08\/Documents-To-Verify-Before-Buying-A-Flat.jpg\" alt=\"which documents to verify before buying a flat\" width=\"810\" height=\"391\" srcset=\"https:\/\/www.homebazaar.com\/knowledge\/wp-content\/uploads\/2022\/08\/Documents-To-Verify-Before-Buying-A-Flat.jpg 810w, https:\/\/www.homebazaar.com\/knowledge\/wp-content\/uploads\/2022\/08\/Documents-To-Verify-Before-Buying-A-Flat-300x145.jpg 300w, https:\/\/www.homebazaar.com\/knowledge\/wp-content\/uploads\/2022\/08\/Documents-To-Verify-Before-Buying-A-Flat-768x371.jpg 768w, https:\/\/www.homebazaar.com\/knowledge\/wp-content\/uploads\/2022\/08\/Documents-To-Verify-Before-Buying-A-Flat-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<ul>\n<li style=\"font-weight: 400\"><b>Title Deed: <\/b><span style=\"font-weight: 400\">The first step to check and verify the property is to know whether the builder already owns the property or not or whether they can sell the property in the market or not. You can demand the check the original title deed and not the copied one. You can also do a lawyer check for this property title to know whether there are any other owners of the property.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Intimation of disapproval (IOD): <\/b><span style=\"font-weight: 400\">This document is the set of permissions that the developer has to gather at different levels of competition of construction. NOC (No Objection Certificate) from different authorities like the Drain Department, Storm Water, Sewage Department, Forest Department, etc. for building a well-developed flat.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Commencement certificate (CC): <\/b><span style=\"font-weight: 400\">This document should be collected from the local authorities by the developer. This certificate will legally allow the developer to complete the project. If this certificate is not collected then, the project will be held illegal.\u00a0\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Encumbrance certificate (EC): <\/b><span style=\"font-weight: 400\">The builder will collect this certificate from the sub-registrar\u2019s office which will state whether the project has any legal liability or pending litigation on it. The data will include the previous 30 years&#8217; information.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Approved layout plans: <\/b><span style=\"font-weight: 400\">This plan is approved by the appropriate planning authorities. This is important to keep a check on the pre-planned layout as builders tend to deviate from the layout.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Purchase agreement: <\/b><span style=\"font-weight: 400\">This certificate is important to note whether the builder is providing everything you were promised. The builder is legally responsible for providing the service when it is stated in a written agreement. This agreement will include the number of apartments, payment terms, the deadline, etc. This agreement also states that whenever a buyer purchases any plot, the right will remain with the buyer. Hence, the builder cannot interfere with that plot anymore.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Occupancy certificate (OC): <\/b><span style=\"font-weight: 400\">This certificate is issued by the local authorities and states that the property was constructed taking proper permissions. During the time of collecting this certificate, the builder ensures that the necessary facilities are provided to the residents. This includes a water facility, sewage system, and electrical connections. <\/span><b>\u00a0<\/b><\/li>\n<\/ul>\n<p><b>Note:<\/b><\/p>\n<p><i><span style=\"font-weight: 400\"><a href=\"https:\/\/www.homebazaar.com\/\">Homebazaar<\/a> serves homebuyers searching for flats in India with end-to-end services like site visits, and lower-interest home loans to property registration guidance. We provide the best price options &amp; offers for 1 to 4 BHK RERA-registered flats, villas &amp; penthouse properties in India. To begin a smooth homebuying journey with us, fill out the form mentioned below or on the right side.<\/span><\/i><\/p>\n<h2><b>List Of Documents Needed To Buy A House<\/b><\/h2>\n<p><img decoding=\"async\" class=\"alignnone wp-image-5758 size-full\" src=\"https:\/\/www.homebazaar.com\/knowledge\/wp-content\/uploads\/2022\/08\/List-Of-Documents-Needed-To-Buy-A-House.jpg\" alt=\"list of documents to verify before buying a flat\" width=\"810\" height=\"391\" srcset=\"https:\/\/www.homebazaar.com\/knowledge\/wp-content\/uploads\/2022\/08\/List-Of-Documents-Needed-To-Buy-A-House.jpg 810w, https:\/\/www.homebazaar.com\/knowledge\/wp-content\/uploads\/2022\/08\/List-Of-Documents-Needed-To-Buy-A-House-300x145.jpg 300w, https:\/\/www.homebazaar.com\/knowledge\/wp-content\/uploads\/2022\/08\/List-Of-Documents-Needed-To-Buy-A-House-768x371.jpg 768w, https:\/\/www.homebazaar.com\/knowledge\/wp-content\/uploads\/2022\/08\/List-Of-Documents-Needed-To-Buy-A-House-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">It is a dream for many to buy a flat in their desired location and their desired number of rooms and favorite amenities. Hence, taking a conscious decision and also verifying every document is necessary before the transaction.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Buying a flat would require a lot of important documents from the developer to be shown to the buyer and required to be submitted. These documents will ensure that the buyer has complete possession of the flat now.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><b>Sale deed:<\/b><span style=\"font-weight: 400\"> It is a very important legal document that is important to state whether the property is transferred to the buyer from the builder or not. In case, the buyer wants to sell the property, then this document will be required at the time. The sale deed is made after the conditions of the sale agreement are fulfilled.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Mother deed:<\/b><span style=\"font-weight: 400\"> This document is important for tracing the owners of the property. This Agreement is required to be submitted to the bank while applying for a loan to buy the property. The buyer can take this document from the local authorities.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Sale and purchase agreement:<\/b><span style=\"font-weight: 400\"> This agreement includes the terms and conditions agreed by both parties. The price quoted and finalized is also stated in this agreement for eliminating further confusion.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Building approval plan:<\/b><span style=\"font-weight: 400\"> A builder has to take permission for different provisions like building bylaws, the local body acts, and master plans. Home buyers have to check whether these permissions are available with the builder or not. These permissions checks for only two segments, the Layout Approval, and the building plan.\u00a0\u00a0\u00a0\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Possession letter:<\/b><span style=\"font-weight: 400\"> This letter is provided by the builder to the buyer of the property after the receipt of the Completion Certificate. In this letter, the builder states that they are transferring the possession of the property to the buyer.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Completion certificate:<\/b><span style=\"font-weight: 400\"> This certificate states that the project has followed all the rules and laws of the local authority or the municipal corporation. This statement is provided only after inspecting the completion of the project. It is advised to the first-time home buyers that they check this certificate before they buy the property.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Khata certificate:<\/b><span style=\"font-weight: 400\"> This certificate is basically a revenue document that contains the details of the property for paying the property taxes. This acts as the form of identification of the owner which will be important while applying for a home loan or during selling the property.\u00a0\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Allotment letter: <\/b><span style=\"font-weight: 400\">This letter is crucial when you are planning to book an apartment when it is under construction. This letter will include the information on the amount paid to the developer and any extra amount required to be paid in the future. This letter is also important when applying for a loan to buy the property.\u00a0<\/span><\/li>\n<\/ul>\n<h2><b>FAQs<\/b><\/h2>\n<table>\n<tbody>\n<tr>\n<td><b>Q1: Which documents are required for buying a house?<\/b><\/p>\n<p><b>Ans: <\/b><span style=\"font-weight: 400\">The documents which are required for buying a house are the Sale deed, Mother deed, Sale and purchase agreement, Building approval plan, Possession letter, Completion certificate, Khata certificate, and Allotment letter.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Q2: Which documents are important to verify before buying a flat?<\/b><\/p>\n<p><b>Ans:<\/b><span style=\"font-weight: 400\"> The documents which are important to verify before buying a flat are <\/span><span style=\"font-weight: 400\">Title Deed, Intimation of disapproval (IOD), Commencement certificate (CC), Encumbrance certificate (EC), Approved layout plans, Purchase agreement, Occupancy certificate (OC).\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Q3: What are house documents?<\/b><\/p>\n<p><b>Ans: <\/b><span style=\"font-weight: 400\">The house documents are the sale deed and the title deed.\u00a0\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Q4: What is the procedure for buying a house?<\/b><\/p>\n<p><b>Ans: <\/b><span style=\"font-weight: 400\">The procedure of buying a house includes choosing a house, checking papers, applying for buying the property, and getting possession.\u00a0\u00a0<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>The documents to verify before buying a ready-to-move flat are essential for every buyer to check provided by the builder or the broker.\u00a0 Few permissions and documents are required for every builder before they can sell their flats in the market. Let\u2019s check the list of required documents.\u00a0 Documents To Verify Before Buying A Flat [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":5757,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[267],"tags":[660,661],"class_list":["post-5755","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-documents-to-verify-before-buying-a-flat","tag-list-of-documents-needed-to-buy-a-house"],"_links":{"self":[{"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/posts\/5755","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/comments?post=5755"}],"version-history":[{"count":3,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/posts\/5755\/revisions"}],"predecessor-version":[{"id":17688,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/posts\/5755\/revisions\/17688"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/media\/5757"}],"wp:attachment":[{"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/media?parent=5755"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/categories?post=5755"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/tags?post=5755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}