{"id":13840,"date":"2023-08-31T12:47:54","date_gmt":"2023-08-31T12:47:54","guid":{"rendered":"https:\/\/www.homebazaar.com\/knowledge\/?p=13840"},"modified":"2025-01-03T12:45:04","modified_gmt":"2025-01-03T12:45:04","slug":"financial-planning-for-buying-a-house","status":"publish","type":"post","link":"https:\/\/www.homebazaar.com\/knowledge\/financial-planning-for-buying-a-house\/","title":{"rendered":"Financial Planning For Buying A House In 2025 (Expert&#8217;s Advice)"},"content":{"rendered":"<h2><b>Why Right Financial Planning For Buying A House Is A Must?<\/b><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-13854 size-full\" src=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/02052333\/Why-Should-You-Buy-A-House-Now-min-1.jpg\" alt=\"Financial Planning For Buying A House In 2025 - Why Right Financial Planning For Buying A House Is A Must?\" width=\"810\" height=\"391\" srcset=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/02052333\/Why-Should-You-Buy-A-House-Now-min-1.jpg 810w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/02052333\/Why-Should-You-Buy-A-House-Now-min-1-300x145.jpg 300w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/02052333\/Why-Should-You-Buy-A-House-Now-min-1-768x371.jpg 768w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/02052333\/Why-Should-You-Buy-A-House-Now-min-1-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">64% of the population in India was seeking to buy a house in India in 2020. And in the next year, it reached 82%.<\/span><\/p>\n<p><span style=\"font-weight: 400\">If you are also one of them then you are at the right place now. Because inappropriate financial planning for buying a house in India may make you regret it in the future.<\/span><\/p>\n<p><span style=\"font-weight: 400\">If you feel like you have already missed the opportunity then you need to know this fact:<\/span><\/p>\n<p style=\"text-align: center\"><span style=\"font-weight: 400\">\u201c<\/span><i><span style=\"font-weight: 400\">Between 2023-2028, the Indian real estate market is\u00a0<\/span><\/i><\/p>\n<p style=\"text-align: center\"><i><span style=\"font-weight: 400\">expected to have a (CAGR) growth rate of <\/span><\/i><b><i>9.2%<\/i><\/b><i><span style=\"font-weight: 400\"> as per the report<\/span><\/i><span style=\"font-weight: 400\">\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400\">However, the real estate industry has already hinted with the dramatic changes in the past few years.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Eco-friendly development, gated communities, landscape planning, addition of facilities, tax benefits, lower mortgage rates, etc. are some of the latest developments in the real estate sector.<\/span><\/p>\n<p><span style=\"font-weight: 400\">So, now is the right time to buy a house with the best financial planning to effortlessly manage the necessary factors.<\/span><\/p>\n<p><strong>Note:<\/strong><br \/>\n<em><strong><a href=\"https:\/\/www.homebazaar.com\/\" target=\"_blank\" rel=\"noopener\">Homebazaar<\/a><\/strong> serves homebuyers searching for flats in India with end-to-end services like site visits, and lower-interest home loans to property registration guidance. We provide the best price options &amp; offers for 1 to 4 BHK RERA-registered flats, villas &amp; penthouse properties in India. To begin a smooth homebuying journey with us, fill out the form mentioned below or on the right side.<\/em><\/p>\n<h2><b>5 Advice For Financial Planning For Buying A House<\/b><\/h2>\n<p><img decoding=\"async\" class=\"alignnone wp-image-13842 size-full\" src=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123417\/5-Advice-For-Financial-Planning-For-Buying-A-House-min.jpg\" alt=\"5 Advice Of Financial Planning For Buying A House in 2025\" width=\"810\" height=\"391\" srcset=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123417\/5-Advice-For-Financial-Planning-For-Buying-A-House-min.jpg 810w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123417\/5-Advice-For-Financial-Planning-For-Buying-A-House-min-300x145.jpg 300w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123417\/5-Advice-For-Financial-Planning-For-Buying-A-House-min-768x371.jpg 768w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123417\/5-Advice-For-Financial-Planning-For-Buying-A-House-min-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">Considering the affordable options, doing complete research, knowing your home loan eligibility, ways to save money, other costs, etc. are a few of the advice for financial planning to buy a house.<\/span><b><\/b><\/p>\n<ul>\n<li>\n<h3><b>Affordability: What Is Your Budget?<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Begin your financial planning for buying a house in India by considering how much you are able to afford.<\/span><\/p>\n<p><span style=\"font-weight: 400\">To know that you need to sort out the following factors:<\/span><b><\/b><\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-13843 size-full\" src=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123437\/Affordability-min.jpg\" alt=\"5 Advice Of Financial Planning For Buying A House In 2025 - Affordability\" width=\"810\" height=\"391\" srcset=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123437\/Affordability-min.jpg 810w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123437\/Affordability-min-300x145.jpg 300w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123437\/Affordability-min-768x371.jpg 768w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123437\/Affordability-min-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<ul>\n<li><b>Income<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Consider your monthly income at first.<\/span><b><\/b><\/p>\n<ul>\n<li><b>Expenses<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">List out your monthly expenses like housing, transportation, food, debt, etc.<\/span><b><\/b><\/p>\n<ul>\n<li><b>Savings<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Check the money you have saved for down payments &amp; unexpected expenses.<\/span><b><\/b><\/p>\n<ul>\n<li><b>Clarification<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">By understanding all the above factors, you can easily calculate the amount to afford for spending on a home.<\/span><b><\/b><\/p>\n<ul>\n<li><b>30% Thumb Rule<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Try not to spend more than 30% of your monthly income on the housing costs like property taxes, EMI, homeowners insurance, etc.<\/span><b><\/b><\/p>\n<ul>\n<li>\n<h3><b>Research: Start Searching The House<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Over knowing your affordability, you can start researching the latest housing market. Begin with considering the prices of houses in other cities &amp; states, and analyze the trend there.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-13844 size-full\" src=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123455\/Research-min.jpg\" alt=\"5 Advice Of Financial Planning For Buying A House In 2025 - Research\" width=\"810\" height=\"391\" srcset=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123455\/Research-min.jpg 810w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123455\/Research-min-300x145.jpg 300w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123455\/Research-min-768x371.jpg 768w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123455\/Research-min-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">While doing so, don\u2019t miss out on the location, size &amp; features of the house because these are the factors that mostly influence the price appreciation in the future.<\/span><b><\/b><\/p>\n<ul>\n<li>\n<h3><b>Financial Support: Know The Home Loan Eligibility<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Once you find a house that is similar to your preferences then it\u2019s time for you to know your eligibility for a home loan.<\/span><\/p>\n<p><span style=\"font-weight: 400\">If you are a salaried individual or in the past few months or years, you are banking with a selective bank then there is a chance of being pre-approved for a home loan.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-13845 size-full\" src=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123519\/Financial-Support-min.jpg\" alt=\"5 Advice Of Financial Planning For Buying A House In 2025 - Financial Support\" width=\"810\" height=\"391\" srcset=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123519\/Financial-Support-min.jpg 810w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123519\/Financial-Support-min-300x145.jpg 300w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123519\/Financial-Support-min-768x371.jpg 768w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123519\/Financial-Support-min-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">Typically, this lets you know the money you can possibly borrow &amp; what is the monthly payment structure. And this will make your house-buying process effortless.\u00a0<\/span><b><\/b><\/p>\n<ul>\n<li>\n<h3><b>Savings: Through Monthly Down Payment<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-13846 size-full\" src=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123532\/Savings-min.jpg\" alt=\"5 Advice Of Financial Planning For Buying A House In 2025 - Savings\" width=\"810\" height=\"391\" srcset=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123532\/Savings-min.jpg 810w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123532\/Savings-min-300x145.jpg 300w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123532\/Savings-min-768x371.jpg 768w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123532\/Savings-min-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">Once you are planning for buying a house through a home loan then finding a possibility of saving through a down payment is a must.<\/span><\/p>\n<p style=\"text-align: center\"><i><span style=\"font-weight: 400\">\u201cHigher your down payment amount, lower the monthly EMI would be.\u201d<\/span><\/i><span style=\"font-weight: 400\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">If you can save a small amount of money each month then it will reach an appreciable amount in the future.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Out of multiple ways of saving a down payment, you can opt for creating a fixed deposit account, initiating a recurring deposit monthly &amp; short-term fund investment.<\/span><b><\/b><\/p>\n<ul>\n<li>\n<h3><b>Costs: Other Than Buying A House<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-13847 size-full\" src=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123545\/Costs-min.jpg\" alt=\"5 Advice Of Financial Planning For Buying A House In 2025 - Costs\" width=\"810\" height=\"391\" srcset=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123545\/Costs-min.jpg 810w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123545\/Costs-min-300x145.jpg 300w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123545\/Costs-min-768x371.jpg 768w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123545\/Costs-min-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">Other than the house purchasing amount, there are multiple other costs included such as home insurance, property taxes &amp; maintenance.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">So, it is necessary to consider the following costs in the budget.<\/span><\/p>\n<h2><b>Tips: For The Middle-Class Group Of India<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-13848 size-full\" src=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123619\/Financial-Planning-Tips-For-Middle-Class-Section-Of-India-min.jpg\" alt=\"5 Advice Of Financial Planning For Buying A House In 2025 - Tips For The Middle-Class Group Of India\" width=\"810\" height=\"391\" srcset=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123619\/Financial-Planning-Tips-For-Middle-Class-Section-Of-India-min.jpg 810w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123619\/Financial-Planning-Tips-For-Middle-Class-Section-Of-India-min-300x145.jpg 300w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123619\/Financial-Planning-Tips-For-Middle-Class-Section-Of-India-min-768x371.jpg 768w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123619\/Financial-Planning-Tips-For-Middle-Class-Section-Of-India-min-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">Being under a middle-class section of people, you have to strategically plan the financial &amp; practical aspects of buying a house in India.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">To help you with this, we have listed the tips below to help you buy a desired home.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Choose Tier 2 &amp; Tier 3 cities because the cost of living is comparatively lower here. You can also able to buy a large home for your estimated money.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Choose a house that is currently in good condition. It shouldn\u2019t require multiple repair works. This helps to save money in the future.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Prefer buying a house that has a smaller land plot. Because it will help you to save property tax &amp; maintenance costs.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Buy a house where you want to live in for a longer period.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Buying a house is one of the best ways of building wealth &amp; security.<\/span><\/li>\n<\/ul>\n<h2><b>3 Precautions: Don\u2019t Miss Out On This<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-13849 size-full\" src=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123653\/3-Precautions-Financial-Planning-For-House-Purchasing-min.jpg\" alt=\"5 Advice Of Financial Planning For Buying A House In 2025 - 3 Precautions\" width=\"810\" height=\"391\" srcset=\"https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123653\/3-Precautions-Financial-Planning-For-House-Purchasing-min.jpg 810w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123653\/3-Precautions-Financial-Planning-For-House-Purchasing-min-300x145.jpg 300w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123653\/3-Precautions-Financial-Planning-For-House-Purchasing-min-768x371.jpg 768w, https:\/\/homebazaar-blog.s3.ap-south-1.amazonaws.com\/knowledge\/wp-content\/uploads\/2023\/08\/31123653\/3-Precautions-Financial-Planning-For-House-Purchasing-min-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<ul>\n<li>\n<h3><b>Always Search For Grade A Developer<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Choose Grade A developers &#8211; Why? This makes you rest assured that the house you planning to buy is legal &amp; it is constructed to achieve the highest quality standards.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Grade A developers in India have access to selective expertise &amp; they always prefer to collaborate with the best ones in the industry.<\/span><\/p>\n<p><span style=\"font-weight: 400\">The developer also offers a better customer experience, information at the fingertips, helps through loans &amp; registrations, etc.<\/span><b><\/b><\/p>\n<ul>\n<li>\n<h3><b>Don\u2019t Ignore Your Preference For House<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Make sure that you don\u2019t underestimate your preferences in the search for affordability.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Buying a house is a kind of long-term investment, so choosing the right one with consideration of all your preferences &amp; affordability is a must.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Real estate market is so diverse, so not even finding a house that doesn\u2019t match your preferences is impossible.<\/span><\/p>\n<p><span style=\"font-weight: 400\">So, try to explore the latest real estate trends across the states in India. For ex. start with <a href=\"https:\/\/www.homebazaar.com\/properties-in-mumbai\">properties in Mumbai<\/a>, Bangalore, Chennai, etc. because the following states have shown a better price appreciation YoY.<\/span><b><\/b><\/p>\n<ul>\n<li>\n<h3><b>Don\u2019t Be Too Hurry To Buy A House<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">With a multitude of housing options available, finding the right one can be daunting. However, rushing into a decision often leads to subpar living conditions due to a lack of consideration.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">To ensure a quality home purchase, take time to research reputable developers and maintain a checklist of essential features. This includes outdoor space for children to play and desirable amenities.<\/span><\/p>\n<h2><b>FAQs<\/b><\/h2>\n<table>\n<tbody>\n<tr>\n<td><b>How to know the right financial planning for buying a house?<\/b><\/p>\n<p><span style=\"font-weight: 400\">Affordability capacity, thorough research, having financial support through a home loan, using savings &amp; examining other costs are the best 5 advices for the right financial planning for buying a house in India.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>What precautions to follow for financial planning for home purchase?<\/b><\/p>\n<p><span style=\"font-weight: 400\">Search for a Grade A developer, don\u2019t ignore your preference for a house &amp; don\u2019t be too hurry to buy a house are the top 3 precautions that you need to follow for financial planning for buying a house in India.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>How middle-class people should do financial planning for home purchases?<\/b><\/p>\n<p><span style=\"font-weight: 400\">Choose Tier 2 &amp; Tier 3 cities, good condition of house, smaller plots of land &amp; prefer staying there for longer periods of time are the tips for middle-class people for financial planning to buy a house.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>What is 30% Thumb Rule financial planning for buying a house in India?<\/b><\/p>\n<p><span style=\"font-weight: 400\">The 30% Thumb rule regarding financial planning for home purchase clarifies that don\u2019t spend more than 30% of your monthly income on the housing costs like property taxes, EMI, homeowners insurance, etc.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>How to save money through a down payment?<\/b><\/p>\n<p><span style=\"font-weight: 400\">The higher your down payment amount the lower the monthly EMI will be. Saving a small amount every month will provide you with a higher corpus in the future.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Why Right Financial Planning For Buying A House Is A Must? 64% of the population in India was seeking to buy a house in India in 2020. And in the next year, it reached 82%. If you are also one of them then you are at the right place now. Because inappropriate financial planning for [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":18444,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[415,412],"tags":[2947,3179],"class_list":["post-13840","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides-2","category-finance-legal","tag-3-precautions-for-financial-planning-for-buying-a-house-in-india","tag-financial-planning-for-buying-a-house-in-2024"],"_links":{"self":[{"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/posts\/13840","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/comments?post=13840"}],"version-history":[{"count":9,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/posts\/13840\/revisions"}],"predecessor-version":[{"id":16711,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/posts\/13840\/revisions\/16711"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/media\/18444"}],"wp:attachment":[{"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/media?parent=13840"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/categories?post=13840"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homebazaar.com\/knowledge\/wp-json\/wp\/v2\/tags?post=13840"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}